Miriam Wohlfarth

As Managing Director and founder of Ratepay and Banxware, Miriam Wohlfarth is one of the first female FinTech founders in Germany and has over 24 years of experience in the digital economy. In 2009, she founded the payment service provider Ratepay, which today employs over 300 people. With Ratepay, she played an active role in shaping developments in the payment industry.

With her second company, Banxware, she has been revolutionizing the lending sector since 2020 and enabling platforms to offer bank-like transactions. In Germany, she is doing real pioneering work in the financial sector. As co-founder and co-CEO, she is responsible for sales and marketing at Banxware. 

Miriam is a member of the Digital Finance Forum of the Federal Ministry of Finance, a shareholder in Startup Teens, a member of the supervisory board of Talentsconnect AG, Mercedes-Benz Mobility AG and freenet AG and also a partner and co-partner of Payment & Banking, a leading FinTech blog in Germany.